Templates
9 templates · Updated
Sheets that are ready to use. Open one in Ratio, change the numbers to yours, and every line below follows. All free, and every result was worked out by Ratio itself.
Home and money
Budgets, savings and what things really cost.
- Monthly budgetIncome, bills grouped with #tags, what's left and what to save.
- Emergency fundSix months of essentials, what you have, and how long to get there.
- What my car costsFuel, insurance, tax and upkeep, per year, per month and per km.
Shared costs
Rent, bills and trips split fairly between people.
Work and salary
Take-home pay, rates and what to charge.
- Freelance hourly rateFrom the yearly income you want to the rate you should charge.
- Net salary in RomaniaBrut to net with CAS, CASS and income tax, and net back to brut.
- Net salary in GermanyBrutto to netto for a yearly salary, per month and as a share.
- Net salary in the USTake-home pay from a yearly salary, per month and per paycheck.
Travel
Trip budgets in any currency.
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