[Templates](https://useratio.app/templates) › Work and salary

# Freelance hourly rate template

By Ratio · Every result was worked out by Ratio on 5 November 2026

Start from what you want to earn in a year. Add your costs and tax, take out holidays and the hours nobody pays for, and the rate falls out at the bottom.

| You type | Ratio shows |
| --- | --- |
| # Freelance rate | |
| target = 60000 eur | €60,000.00 |
| expenses = 6000 eur | €6,000.00 |
| tax rate = 30% | 30% |
| needed = (target + expenses) / (1 - tax rate) | €94,285.71 |
| | |
| weeks = 52 - 6 | 46 |
| hours = weeks * 25 | 1,150 |
| rate = needed / hours | €81.99 |
| rate * 8 | €655.90 |

## How it works

`needed` is what you have to bill so that, after expenses and tax, the target is left. 25 billable hours a week is a common figure: the rest goes to admin, sales and learning.

## Make it yours

Change the target, your expenses and your tax rate. Six weeks off covers holidays and a few sick days; raise it if you take more.

## Questions

**Why only 25 hours a week?** Most freelancers can't bill every hour they work. Email, invoices and finding clients take the rest.

**Can I see the rate in another currency?** Yes. Add a line `rate in usd` and Ratio converts at today's rate.

## Related

[Freelance rate calculator](https://useratio.app/freelance-rate-calculator) · [Invoice calculator](https://useratio.app/invoice-calculator) · [Net salary in Germany](https://useratio.app/templates/net-salary-germany) · [All templates](https://useratio.app/templates)

**Made a sheet others could use?** [Send it to the gallery](https://useratio.app/templates#submit), and it gets its own page with your name on it.

Source: https://useratio.app/templates/freelance-rate