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# What my car costs template

By Ratio · Every result was worked out by Ratio on 5 November 2026

Fuel is worked out from how far you drive and what your car uses. Add the fixed costs and see the total per year, per month and per kilometre.

| You type | Ratio shows |
| --- | --- |
| # What my car costs | |
| distance = 12000 | 12,000 |
| consumption = 6.5 | 6.5 |
| fuel price = 1.75 | 1.75 |
| | |
| Fuel distance / 100 * consumption * fuel price | 1,365 |
| Insurance 540 | 540 |
| Road tax 180 | 180 |
| Service 400 | 400 |
| Tyres 150 | 150 |
| Parking 360 | 360 |
| yearly = sum | 2,995 |
| | |
| yearly / 12 | 249.58 |
| yearly / distance | 0.2496 |

## How it works

Consumption is litres per 100 km, so fuel is distance / 100 × litres × price. The three settings sit above a blank line, so `sum` adds up only the costs.

## Make it yours

Put in your yearly distance, your car's consumption and the fuel price. Paying off a loan? Add `Loan 12 * 220` to the list.

## Questions

**Does it include depreciation?** Not yet. Add a line like `Depreciation 20000 / 8` for a car you plan to keep eight years.

**Miles and gallons?** Yes. Ratio reads `300 mi at 30 mpg`; see the fuel cost calculator.

## Related

[Fuel cost calculator](https://useratio.app/fuel-cost-calculator) · [Loan calculator](https://useratio.app/loan-calculator) · [All templates](https://useratio.app/templates)

**Made a sheet others could use?** [Send it to the gallery](https://useratio.app/templates#submit), and it gets its own page with your name on it.

Source: https://useratio.app/templates/car-cost